Future Cd Rates Predictions 2024. If you're able, stretching to a cd term of 2 years or more will lock in today's historically high rates for much longer. Thanks to the federal reserve's 11 rate hikes over the last.
So, while cd rates may not be quite at the peaks they reached in the fall, they still offer an excellent rate guarantee for months or years into the future. The median expectation is now three rate cuts by the end of 2024, totaling a reduction of 0.75%.